Welcome to
Better Banking Path

Effective Date: January 1, 2026

Better Banking Path ("we", "our", "us") respects your privacy. This policy explains how we collect, use, share and protect personal and financial information when you use our website and services.

1. Information We Collect

• Identifiers such as name, email, phone number and mailing address.
• Financial details you provide, such as income, employment, loan amounts, insurance needs and account preferences.
• Technical data such as IP address, browser type, device information and pages visited.

2. How We Use Information

• To evaluate and process loan, insurance, payment, investment, warranty and debt relief requests.
• To verify identity and prevent fraud, in line with applicable anti-money-laundering rules.
• To communicate with you, send requested updates and improve our services.

3. Sharing of Information

We share information only with lenders, insurers, payment processors, credit reporting agencies and service providers needed to deliver your request, or when required by law. We do not sell your personal information. Our practices follow the Gramm-Leach-Bliley Act privacy requirements, and any credit report access follows the Fair Credit Reporting Act.

4. Your Privacy Rights

Depending on your state of residence, including under the California Consumer Privacy Act, you may request access to, correction of or deletion of your personal information, and may opt out of certain sharing. Contact us at info@betterbankingpath.info to submit a request.

5. Data Security

We use encryption, access controls and secure storage to protect your information. No method of transmission is completely secure, but we work continually to safeguard your data.

6. Cookies

We use cookies to remember preferences and analyze traffic. You can disable cookies in your browser settings.

7. Retention

We keep records for as long as needed to provide services and meet legal, tax and regulatory recordkeeping obligations.

8. Contact

Better Banking Path, NY, New York City, 136 Madison Avenue, New York, 10016. Email: info@betterbankingpath.info

Effective Date: January 1, 2026

By using the Better Banking Path website and services you agree to these terms. Please read them carefully.

1. Nature of Services

We connect consumers and businesses with loans, insurance, digital payment tools, investment options, home warranty plans and debt relief programs. Submitting a request does not guarantee approval, coverage or any specific rate.

2. No Financial Advice

Website content, calculators and newsletters are for general information only and are not legal, tax or investment advice. Investments, including stocks, mutual funds, gold and digital currency, carry risk, including loss of principal. Past performance does not guarantee future results.

3. Credit and Lending Disclosures

Loan terms, APRs and fees depend on creditworthiness and lender policies. Lending is subject to the Truth in Lending Act and the Equal Credit Opportunity Act. Estimates from our calculator are illustrations only.

4. Insurance and Warranty

Coverage is issued by licensed carriers and providers and is subject to policy terms, exclusions and state regulations. Home warranty plans are service contracts, not insurance.

5. Debt Relief

Debt settlement and consolidation results vary and may affect your credit. We do not guarantee that any debt will be reduced or eliminated. Bankruptcy guidance is informational and does not replace a licensed attorney.

6. Electronic Consent

You agree that agreements and notices may be delivered and signed electronically under the Electronic Signatures in Global and National Commerce Act.

7. User Responsibilities

You agree to provide accurate information and not use our services for fraud, money laundering or any unlawful activity.

8. Limitation of Liability

To the fullest extent permitted by law, Better Banking Path is not liable for indirect or consequential damages arising from use of the website or third-party services.

9. Governing Law

These terms are governed by the laws of the State of New York. Disputes will be resolved in the courts located in New York County, New York.

10. Contact

Questions? Email info@betterbankingpath.info or write to NY, New York City, 136 Madison Avenue, New York, 10016.